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Living with GF - Uni Student

Discussion in 'General Discussion' started by JayToukon, 26 Apr 2010.

  1. JayToukon

    Gangster

    Joined: 19 Mar 2010

    Posts: 389

    Location: Bradford, West Yorkshire

    Just been reading a thread started by Sara and it made me think of this, but i didn't want to hijack...

    I'm moving in with my GF who is at Lincoln uni (i'll be moving in over summer, so before her second year begins) and i will be working full time. We're getting an apartment together, just us two. I didn't wanna be sharing with loads of students....1 will be enough for me ;)

    Will my income affect her student loan / grant entitlement at all? She already doesn't get a grant as her parents earn over a certain amount. I'm not 100% how it all works having never been a uni student but i thought it might be worth asking in case she gets less money or, strangely, is entitled to more (which is the 'ineducated on student finance' impression i got from saras thread.
     
  2. 4p

    Sgarrista

    Joined: 20 Jun 2006

    Posts: 8,414

    Location: Capital of The North

    I'd guess her parents earn more than you, so declaring yourself would actually get her more money..

    Best thing to do is ask her to go and see the student support people, ours is called iSite. They will tell you whats what.
     
  3. Maccy

    Commissario

    Joined: 23 Nov 2004

    Posts: 38,174

    Location: Herts

    It shouldn't make any difference at all, I think you only need to state your term-time address and not other tennants.
     
  4. Gaidin109

    Mobster

    Joined: 12 Jul 2009

    Posts: 4,878


    Again, they will treat your income as joint, just as if you were married. this will effect any means-tested parts of here entitlement to loans/grants and whathaveyou.

    I would suggest getting a two bed and stating she is a lodger and pay the tax on the rent you would receive as if this were true to keep them off the scent.
     
  5. JayToukon

    Gangster

    Joined: 19 Mar 2010

    Posts: 389

    Location: Bradford, West Yorkshire


    This is kind of what i was getting at. Once she leaves halls of residence and is 'technically' not being funded by her parents anymore, then she should be able to get more of a loan amount, or a grant, right?

    Again, i'm pretty clueless when it comes to uni student finance and i know she'll just stress about it and her parents are even more clueless - so i guess it falls down to me.
     
  6. 4p

    Sgarrista

    Joined: 20 Jun 2006

    Posts: 8,414

    Location: Capital of The North

    Yea, her parents will no longer be supporting her. You, will.

    I havn't got first hand experience but thats how i think it works
     
  7. lemonkettaz

    Capodecina

    Joined: 28 Nov 2005

    Posts: 12,217

    You will pay council tax she won't, you will claim as if your living on your own because living with Uni students doesn't count.

    You being there won't affect what she can get for student loans.

    I am working and I live with 4 students.
     
  8. JayToukon

    Gangster

    Joined: 19 Mar 2010

    Posts: 389

    Location: Bradford, West Yorkshire

    What about the grant though? The reason she couldn't get a grant when she started uni is because her parents earn quite alot of money. If she's living with her bloke, who earns substantially less money, does that not make her eligible for a grant? I assumed this would be the case if they (student finance) class 'girlfriend/boyfriend' status the same as 'married'.

    Thanks for the answers btw, it's beginning to clear it up a bit now!
     
  9. 4p

    Sgarrista

    Joined: 20 Jun 2006

    Posts: 8,414

    Location: Capital of The North

    Because they are partners lemonkattaz doesnt that make a difference?
     
  10. Dinomania

    Mobster

    Joined: 21 Apr 2003

    Posts: 4,328

    Not sure she's technically independent from her parents until she is 25. So she probably still has to declare their income until then...
     
  11. lemonkettaz

    Capodecina

    Joined: 28 Nov 2005

    Posts: 12,217

    Surely not...

    Why do you have to declare your partners, your just sharing a flat...
     
  12. JayToukon

    Gangster

    Joined: 19 Mar 2010

    Posts: 389

    Location: Bradford, West Yorkshire

    Because it would mean (or so i thought...) that i become the party she's financially reliant on, rather than her parents.
     
  13. Vixen

    Soldato

    Joined: 23 Feb 2004

    Posts: 6,941

    Location: Edinburgh

    This is wrong, partners are only treated as such if you're married or the student is over 25.

    EDIT: My boyfriend worked for a year before doing his masters and I still had to claim dependency on my parents.
     
  14. gonda

    Gangster

    Joined: 6 Nov 2006

    Posts: 393

    Location: Derby/ Notts

    Won't affect her at all, she doesn't need to enter any of your details on her student loan application. As others have said, it's her parents details that will be taken, not yours. You will foot the bill for the council tax though which is a bit of a pain, she will be exempt.
     
  15. MotherMayI

    Wise Guy

    Joined: 9 Dec 2007

    Posts: 2,410

    Why tell them?
     
  16. rwm24

    Hitman

    Joined: 3 Apr 2010

    Posts: 582

    It shouldn't affect her, I live with my gf who is at Leicester uni.
     
  17. HeadlessChicken

    Wise Guy

    Joined: 6 Aug 2004

    Posts: 2,166

    Location: Norwich

    Your income has nothing to do with it, she isn't your dependant. It's as if she was living with other students.

    I'm a student and live with my full time working GF, only thing you need is her council tax exemption form so you still get single occupancy allowance.
     
  18. Kemik

    Mobster

    Joined: 7 Nov 2005

    Posts: 4,946

    Location: Widnes

    You'll have a 75% council tax bill. She'll have zero.
     
  19. Gaidin109

    Mobster

    Joined: 12 Jul 2009

    Posts: 4,878

    Sorry, I didn't realise this. Apologies.
     
  20. Simonnn

    Gangster

    Joined: 16 Jul 2006

    Posts: 463

    Location: Birmingham/oxford

    This is right, I turned 25 in Feb and this was the first time that I was eligible for a grant on top of the loan. Previously, despite not relying on my parents, because I was under 25 I still had to declare their income and as a result got nothing. This year being 25 and living with my girlfriend I could declare hers as our household income and so got a grant, only £410 but better than nothing