Hi guys Looking a bit of help. I am looking a £13,000 loan to pay off all my debts. I havent a great credit history and dont own a house I live with my parents. Anyone know any companies that will help me out? Even if the Apr is a bit high? I earn about £14,000 a year looking to pay around £300 over 5 years or so. Gareth
That workd out at an APR of about 13% - not completely unreasonable. I assume that your current debt is all at a higher equivalent annual rate (I won't use APR, as it's a non-standard and often proprietary calculation)? Try the Rpoints forum for loan provider suggestions.
On the minus side: Birthday: 8th Aug 1985 Credit History: Poor Homeowner: No Income: Low On the plus side: Rent: Low Bills: Low Company that could help you out: McDonalds Tesco Local pubs... ... and basically any other parttime job that will supplement your income. People that could help you out: Mummy Daddy... ... just give them your bank card and say "ok parents, you know best... take control of my finances and only give me £80 a week to live on." If the £13,000 loan includes student debt, I would have thought it has a low enough interest rate anyway?
Hi mate. Work full time for the civil service so anyother job isnt really a goer. Not running to my mum or dad either as I know that they would pay it all off but I am not willing to rely on my parents for it. Gareth
try www.uswitch.com they list loan companies and the interest charged I got 7.5K over 5 years for £145 from the post office
I found nationwide really good when I needed a loan. It would depend on how "poor" your credit history is. If its a few late payments here and there you'll probably be ok. If it's a case of lots of late payments and defaults etc you might find it more tricky to get a loan to cover it all.
