Looks like I was right telling everyone to fix for 2 years. Slashed again. Mine is due for renewal next year earlier I can switch without penalty is May 2021 as it was acquired in August 2016. I'm currently paying 2.84% due to buying before they tanked last time around. 2 weeks before my move in date. I think it is a 1% fine within the last year with nationwide. I am being offered 1.14% to switch now. How long do you think this rate will last? I bet you it lasts until April next year a month before my renewal. Bloody typical.