New Drivers - how much insurance you paying?

[Sanzy]

im thinking of getting a 1.2 vauxhall corsa like a M-P reg and for third party fire and theft my cheapest quote is £1445 anyone got any lower then this? or is this what i should expect to pay as its probably going to cost me 3 x more then the car its self

 

[hogfather]

22 Years old, passed lst month.

1.2 Punto 5 door 1998 - best quote £775 (elephant)

Try adding an older female driver to your policy.

 

[Fr0dders]

how old are you ?

insurance companies give discounts for being over 21

Also for having taken pass pluss, naming your parets / older sister / spouse on your policy (assuming either of these is more experienced and has some NCB)

also try www.insurance.co.uk, they were the best for me, but others have found www.elephant.co.uk and www.admiral.co.uk cheap

 

[Jez]

Why are you relating insurance premium to the cost of the car? They have nothing to do with one-another?

 

[triggerthat]

Cheapest I could find was a 1.2K.

Try Barclays.

 

[Ukadder]

Tried Tesco/Co-Op? When I just passed Co-Op were the cheapest for me by a fair way, sadly after the 1st year it actually went up! Tesco were then cheaper.

 

[Confused]

<Typical insurance-related thread response> The only way to get the cheapest insurance quote for yourself is to check out each individual insurer (lots are listed in the sticky). Insurance costs are different for each person with each different insurance company. Your post code, DOB, how long you've been driving, what car all affect insurance, and also the total value of claims a particular company have had for similar people driving similar cars in the past year. </Typical insurance-related thread response>

 

[Freefaller]

Insurance for young first time drivers will always be a killer I'm afraid.

On my first car (many moons ago), it still cost me £900 TPFT, for a fiat uno 60s. It was more than the car was worth!

 

[loopylou]

I've had my licence for a year but only buying a car now, looking at £671 FC for a 306 1.6 for SD&P including communting.

 

[Tesla]

The 2.0 Mondeo costs ~£2200.

The Rover 214i is a bit cheaper at ~£1850.

Not much difference but a heck of a difference in car!

Insurance sucks the big one at 18 with 0ncb

 

[Nozzer]

Why are you relating insurance premium to the cost of the car? They have nothing to do with one-another?

They do... Just not a huge bearing with the average 'first car' .

 

[Jez]

It has no relation whatsoever with a £500 corsa was what i was meaning, as its purely the risk being assessed in this case

 

[Nimzicki]

19 years old, 0 NCB and im paying £1100 TPFT with pass plus on a 1.6 mitsubishi colt...

 

[Adam_151]

The 2.0 Mondeo costs ~£2200.

The Rover 214i is a bit cheaper at ~£1850.

Not much difference but a heck of a difference in car!

Insurance sucks the big one at 18 with 0ncb

And I thought the test quotes I was being given were bad ,admiral gave me £1700 third party on a mondy like yours (was £1900 before I tried adding my mum named driver)

I'm 19, 0 ncb, and driving for 3 months, I'd have expected you to have got similar tbh, because while you are younger, you have been driving longers

 

[Sirrel Squirrel]

I passed when I was 17 and had to pay £1500 on a 1.1l Pug 106 L Reg I'm now 19 with 2 years ncb and pay £800 for a 1.6l P Reg Escort.

 

[MrMatteh]

19, 0NCB, paying £860 on a 1.8 Clio

 

[--ki--]

ATM DirectLine seems to be doing a nice deal, where named drivers get NCB, sound more reasonable as you get NCB while your still paying a lower premium then when you get 2 or so year you can continue on your own as you will be almost if not 25 so premiums will be lower anyway.

 

[spaz]

18 0NCB 1 Fault Claim - £1600 Fiesta ST

 

[VeNT]

at 20+8months, passed at 20th birthday time ish but was on mums insurance, Corsa LS 1.2 (1195) N reg (1996), £450 ish fully comp for me and then GF, thats without the pass plus and with 250 V/E

 

[saitrix]

18 (took out policy at 17), 0NCB - £1500 with pass plus on a 1.6 Focus Zetec.