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New Drivers - how much insurance you paying?

Discussion in 'Motors' started by Sanzy, 23 Jan 2006.

  1. Sanzy

    Banned

    Joined: 12 Mar 2005

    Posts: 1,117

    Location: Forget About It

    im thinking of getting a 1.2 vauxhall corsa like a M-P reg and for third party fire and theft my cheapest quote is £1445 anyone got any lower then this? or is this what i should expect to pay as its probably going to cost me 3 x more then the car its self :o
     
    Last edited: 23 Jan 2006
  2. hogfather

    Mobster

    Joined: 8 Jun 2004

    Posts: 3,074

    Location: Sarrrf London

    22 Years old, passed lst month.

    1.2 Punto 5 door 1998 - best quote £775 (elephant)

    Try adding an older female driver to your policy.
     
  3. Fr0dders

    Caporegime

    Joined: 18 Oct 2002

    Posts: 33,283

    Location: West Yorks

    how old are you ?

    insurance companies give discounts for being over 21

    Also for having taken pass pluss, naming your parets / older sister / spouse on your policy (assuming either of these is more experienced and has some NCB)

    also try www.insurance.co.uk, they were the best for me, but others have found www.elephant.co.uk and www.admiral.co.uk cheap
     
  4. Jez

    Caporegime

    Joined: 18 Oct 2002

    Posts: 32,412

    Why are you relating insurance premium to the cost of the car? They have nothing to do with one-another?
     
  5. triggerthat

    Soldato

    Joined: 26 Aug 2005

    Posts: 6,863

    Location: London

    Cheapest I could find was a 1.2K.

    Try Barclays.
     
  6. Ukadder

    Wise Guy

    Joined: 3 Aug 2004

    Posts: 1,752

    Location: Essex

    Tried Tesco/Co-Op? When I just passed Co-Op were the cheapest for me by a fair way, sadly after the 1st year it actually went up! Tesco were then cheaper.
     
  7. Confused

    Sgarrista

    Joined: 18 Oct 2002

    Posts: 8,018

    <Typical insurance-related thread response> The only way to get the cheapest insurance quote for yourself is to check out each individual insurer (lots are listed in the sticky). Insurance costs are different for each person with each different insurance company. Your post code, DOB, how long you've been driving, what car all affect insurance, and also the total value of claims a particular company have had for similar people driving similar cars in the past year. </Typical insurance-related thread response>
     
  8. Freefaller

    Man of Honour

    Joined: 5 Jun 2003

    Posts: 87,131

    Location: Falling...

    Insurance for young first time drivers will always be a killer I'm afraid. :(

    On my first car (many moons ago), it still cost me £900 TPFT, for a fiat uno 60s. It was more than the car was worth!
     
  9. loopylou

    Wise Guy

    Joined: 11 Aug 2005

    Posts: 1,337

    Location: Essex

    I've had my licence for a year but only buying a car now, looking at £671 FC for a 306 1.6 for SD&P including communting.
     
  10. Tesla

    Capodecina

    Joined: 19 Jan 2003

    Posts: 17,409

    Location: Bristol, UK

    The 2.0 Mondeo costs ~£2200.

    The Rover 214i is a bit cheaper at ~£1850.

    Not much difference but a heck of a difference in car!

    Insurance sucks the big one at 18 with 0ncb :(
     
  11. Nozzer

    Banned

    Joined: 17 Oct 2002

    Posts: 9,495

    Location: Sunny South-East

    They do... Just not a huge bearing with the average 'first car' ;).
     
  12. Jez

    Caporegime

    Joined: 18 Oct 2002

    Posts: 32,412

    It has no relation whatsoever with a £500 corsa was what i was meaning, as its purely the risk being assessed in this case :p
     
  13. Nimzicki

    Mobster

    Joined: 18 Oct 2002

    Posts: 2,633

    Location: London

    19 years old, 0 NCB and im paying £1100 TPFT with pass plus on a 1.6 mitsubishi colt...
     
  14. Adam_151

    Mobster

    Joined: 18 May 2004

    Posts: 2,701

    Location: Lincoln, Uk

    And I thought the test quotes I was being given were bad :o ,admiral gave me £1700 third party on a mondy like yours (was £1900 before I tried adding my mum named driver)

    I'm 19, 0 ncb, and driving for 3 months, I'd have expected you to have got similar tbh, because while you are younger, you have been driving longers :confused:
     
  15. Sirrel Squirrel

    Sgarrista

    Joined: 5 Aug 2003

    Posts: 7,755

    Location: Essex

    I passed when I was 17 and had to pay £1500 on a 1.1l Pug 106 L Reg :eek: I'm now 19 with 2 years ncb and pay £800 for a 1.6l P Reg Escort.
     
  16. MrMatteh

    Wise Guy

    Joined: 22 Feb 2004

    Posts: 2,418

    Location: Essex

    19, 0NCB, paying £860 on a 1.8 Clio
     
  17. --ki--

    Hitman

    Joined: 31 Mar 2003

    Posts: 712

    Location: Kent

    ATM DirectLine seems to be doing a nice deal, where named drivers get NCB, sound more reasonable as you get NCB while your still paying a lower premium then when you get 2 or so year you can continue on your own as you will be almost if not 25 so premiums will be lower anyway.
     
  18. spaz

    Wise Guy

    Joined: 16 May 2005

    Posts: 2,413

    Location: Bedfordshire

    18 0NCB 1 Fault Claim - £1600 Fiesta ST
     
  19. VeNT

    Capodecina

    Joined: 9 Jan 2003

    Posts: 20,667

    Location: Cornwall

    at 20+8months, passed at 20th birthday time ish but was on mums insurance, Corsa LS 1.2 (1195) N reg (1996), £450 ish fully comp for me and then GF, thats without the pass plus and with 250 V/E
     
    Last edited: 23 Jan 2006
  20. saitrix

    Sgarrista

    Joined: 2 Jun 2003

    Posts: 8,944

    Location: Loughborough

    18 (took out policy at 17), 0NCB - £1500 with pass plus on a 1.6 Focus Zetec.