6thElement said:
Wonder how that works on my company car
Hello, I'd need Euro cover again please for a long weekend. I'm going to the Nurburgring.
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Assuming the car is leased, like mine, then you have two things to check, the lease contract and the insurance.
I've checked my lease contract and there's no mention whatsoever of the 'ring, either directly or indirectly. What's even more surprising is there's nothing in there about the usual "racing or rallying", so theoretically I could take it to a track day round Silverstone!
One thing I did notice in the contract was that they reserve the right not to pay for consumables (it's a fully maintained contract) such as tyres and brakes if they consider the usage to be excessive for the mileage. In other words if you use up a set of tyres every 5000 miles because you drive like your name is Kevin, they ain't gonna pay. This, combined with the usual clauses about returning the car in one piece, presumably covers them enough for any type of usage.
As for the insurance, that'll be different for each insurer and will need to be checked. Many of them these days either explicitly mention the 'ring as excluded (more common in German insurance contracts btw) or else refer to things like "unlimited toll roads". If there's anything in there like this then you're not covered.
I need to check mine to find out and if it transpires that I'm not covered then I'll be driving like a granny
You've got a 120d haven't you? I bet that'd be pretty damn handy round the 'ring actually.
EDIT: We have fleet insurance at work although I'm not sure who with. I've got an old certificate from Zurich from last year when I went to France but it could well have changed now. The Zurich certificate only mentions "racing, pace-making, speed testing, participating in any rally, reliability trial or competition", which to me suggests the 'ring is covered.
Merlin, you about? How prevalent are 'ring exclusion clauses in fleet contracts, either express or implied?
Servicing for the civic, membership fees for clubs, a paris trip, mrs bday, christmas 
