Other than the state pension has anyone decided to go for a private or company pension? Not that I'm too clued up on them I think I'll get the state pension plus one from my work. University of Glasgow's is still a final salary scheme although worth slightly less than when I first joined it although I'll now have to retire at 67 before I get it when previously it was 65. When I first joined (the pension) at 21 I wasn't too bothered about pensions but now that I'm nearing 30 (next year ) I'm now glad I did. We're supposed to pay 40 years into it so I could take early retirement at 61 from what I understand. So what's everyone elses position if they don't mind me asking?