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PPI Claiming

Discussion in 'General Discussion' started by stoofa, 12 May 2017.

  1. cu3ed

    Capodecina

    Joined: 26 Jan 2006

    Posts: 11,134

    Location: Belfast

    Does this apply at all when using a load service for paying off a car?
     
  2. peter212693

    Wise Guy

    Joined: 28 Jan 2005

    Posts: 1,690

    Location: Southport

    Hi guys, im filling in as much as I can from as many places I can remember through resolver. Out of interest if I have 2 products from the same company (ie Car finance and a credit card from Santander) do I need to claim for both?
     
  3. cadmunkey

    Wise Guy

    Joined: 16 Sep 2014

    Posts: 1,682

    Location: West Yorkshire

    Yes, because they are separate products with separate reference/account numbers.
     
  4. peter212693

    Wise Guy

    Joined: 28 Jan 2005

    Posts: 1,690

    Location: Southport

    Thanks, I thought so. Back to creating more cases. :)
     
  5. peter212693

    Wise Guy

    Joined: 28 Jan 2005

    Posts: 1,690

    Location: Southport

    Hi guys,

    Ive had a letter back this morning from one company who acknowledge they sold me PPI but as this was cancelled in May 2011 I have missed the 6 year cut off and telling me to do one basically. Am I right in thinking that because I have only just become aware they have miss sold me this in the last 12-24 months I can take it to the ombudsman?
     
  6. silverblack

    Wise Guy

    Joined: 8 Jun 2007

    Posts: 1,645

    Update re Lloyds waste of time.They initially contacted me by phone after i had filled in the form on the website.
    I then started to receive texts stating they would communicate with me by Text from now on.
    I got a text saying they had not received a questionnaire... never been sent one either by txt,email or letter.
    I got a letter saying as no questionnaire received no further action.
    I'm not sure what else i could have told them even if i had received a questionnaire anyway.
    Will try that resolve website now.
     
  7. cadmunkey

    Wise Guy

    Joined: 16 Sep 2014

    Posts: 1,682

    Location: West Yorkshire

    Just use the resolver website. Some of my PPI was from 2002 and I have received compensation.
     
  8. peter212693

    Wise Guy

    Joined: 28 Jan 2005

    Posts: 1,690

    Location: Southport

    Thanks mate that was a response from one I raised through the resolver site to be honest. I've raised it straight with the ombudsman anyway now seems like they were just trying to get out of it.
     
  9. cadmunkey

    Wise Guy

    Joined: 16 Sep 2014

    Posts: 1,682

    Location: West Yorkshire

    Got a letter from one company I am claiming PPI compensation from. They rang me today but I missed the call, they left a voicemail saying they want to do a quick interview over the phone to clarify a few things and help with their PPI investigation. Anyone had this before and if so any tips? My feeling is that want to try trip me up with their questions in order to not pay out.
     
  10. snow patrol

    Mobster

    Joined: 20 Oct 2002

    Posts: 3,910

    Location: London

    got a cheque for £3.49 from capital one for a credit card i had 15 years or so ago. It's a start! :D Hoping to get a fair chunk more for my mortgage ppi payments though..
     
  11. bluesouljah

    Hitman

    Joined: 2 Dec 2004

    Posts: 710

    Location: Essex

    Hi, currently using resolver. The company had not upheld the complaint, so it's off to the ombudsmen. I have a countdown timer until I can do this on the right. Is there anyway to invoke this action now due to the company already replying?
     
  12. john_s

    Wise Guy

    Joined: 25 Jun 2009

    Posts: 1,261

    Location: Guernsey

    Ask them to put their questions in writing.
     
  13. Regy53

    Mobster

    Joined: 11 Jun 2011

    Posts: 3,756

    Location: Northampton

    I just wanted to thank you, genuinely.

    PPI to me was a bit of a meh subject couldn't be bothered with the hassle but read this post and went on there

    spent a hour remembering and filling in a few forms, a couple couldn't find me but natwest have just sent me a offer of 5.5k... i am in shock still

    seems as its ocuk's great forum that got me the money back does that mean i should spend all 5.5k with OCUK... that would be a nice system
     
    Last edited: 2 Oct 2017
  14. peter212693

    Wise Guy

    Joined: 28 Jan 2005

    Posts: 1,690

    Location: Southport

    Good result that one, still waiting on the ombudsman as they only one that said I had a Ppi plan said I was too late to claim.
     
  15. TheOracle

    Capodecina

    Joined: 30 Sep 2005

    Posts: 13,195

    Natwest told me I never had any PPI. Went through a claims company, a few weeks later had a phone call telling me they found some.
    Just waiting on the letter of offer now.
     
  16. peter212693

    Wise Guy

    Joined: 28 Jan 2005

    Posts: 1,690

    Location: Southport

    For me everything was a good while back now and just can't remember who I had it with if anyone. So I ended up sending a claim through resolver to every credit card and loan I had but everyone one other then one replied saying they couldn't find anything on file.
     
  17. cadmunkey

    Wise Guy

    Joined: 16 Sep 2014

    Posts: 1,682

    Location: West Yorkshire

    Great result, I've still a couple more waiting to be resolved but highest I've had is £1.2k. Dont spend it all at once ;)
     
  18. Beasty

    Mobster

    Joined: 6 Mar 2009

    Posts: 2,520

    Location: Nottingham

    Had complaint upheld by Shop Direct. They are now calculating how much is owed.

    Vanquis have said no but I'm going to escalate.
     
  19. Skiddley

    Mobster

    Joined: 1 Aug 2003

    Posts: 3,792

    Location: Cheshire

    I had the same (HSBC). I just used my original Resolver form as a script and provided consistent information. Case was upheld. I would tread carefully though.
     
  20. darkgen

    Mobster

    Joined: 8 Mar 2005

    Posts: 2,881

    Location: London, UK

    As above. I had the exact same with HSBC. I confirmed details submitted on the form and answered honestly around employment status and what I recalled when the PPI was taken out. Case upheld for me too!