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Scratch repair cost?

Discussion in 'Motors' started by Devrij, 9 Mar 2017.

  1. Devrij

    Capodecina

    Joined: 23 Jul 2009

    Posts: 13,643

    Location: Bath

    Scratched a guys car while moving furniture into storage today and am trying to decide whether to put it through the insurance (£300 excess) or just pay for it and keep premiums down.

    It's a small scratch and dent confined to the rear portion of his front fender. Anyone had any similar repair work done and know whether it'll cost the Earth or whether it'd just be a couple hundred quid?
     
  2. tom_e

    Man of Honour

    Joined: 26 Dec 2003

    Posts: 27,587

    Location: Shropshire

    Depends if they'll be happy with a job from somewhere like chips away, I can't see it costing more than a couple of hundred from them but then if they want it sent to a proper bodyshop you'll probably want to lube up.
     
  3. Devrij

    Capodecina

    Joined: 23 Jul 2009

    Posts: 13,643

    Location: Bath

    My concern is that he'll get a really expensive quote and then just pocket the cash. It's a work van so I doubt he's actually bothered about the damage. Is it a done thing to ask to pay the shop directly?
     
  4. tom_e

    Man of Honour

    Joined: 26 Dec 2003

    Posts: 27,587

    Location: Shropshire

    Yep tell him you'll settle the invoice direct, if he has no intention of profiting then it won't be an issue.
     
  5. Semple

    Sgarrista

    Joined: 5 Mar 2010

    Posts: 8,025

    How new is the van? Do you know if it's owned by a large company or himself?

    Might be able to gauge on those factors what he's likely to do.

    i.e. if the van is 10+ years old, then i'd be surprised if he has any intention of fixing it up, and will likely just want to pocket the cash.

    As Tom says though, if he is genuine then he won't care in the slightest that you'll settle directly with the shop.
     
  6. Armageus

    Don

    Joined: 19 May 2012

    Posts: 12,148

    Location: Spalding, Lincolnshire

    As everyone else has said - get him to get a quote, and then you pay them up front direct, he then takes it in to be repaired at his leisure.

    Depending on what vehicle/age will depend on what sort of repair you should both negotiate as acceptable. E.g. new or nearly new car then nothing less than a main dealer approved bodyshop, whereas for something 10+ years old and in relatively poor condition, then chipsaway or similar would be acceptable.
     
  7. Silent_Scone

    Capodecina

    Joined: 5 Sep 2011

    Posts: 12,570

    Location: Surrey

    Depends if it's struck through. If it can be pulled out and buffed out then it'll be remarkably cheaper. If it needs painting that's a different matter.
     
  8. Devrij

    Capodecina

    Joined: 23 Jul 2009

    Posts: 13,643

    Location: Bath

    I have a picture but I'm out at the moment. It wasn't an ancient van and it didn't have other damage, so I'm not expecting any dodgy business. Just thinking about how to avoid it and how wide I should spread my cheeks
     
  9. muon

    Capodecina

    Joined: 8 Nov 2006

    Posts: 20,000

    Location: London

    Unless the person is really honest, they will give you a bodyshop quote which will obviously mean insurance.

    Secondly you do not pay excess on third party damage, only damage to your own vehicle.

    If you really want to avoid insurance then you will probably have to let them pocket the cash, likely above cheap repair quote but will be a lot less tha the bodyshop quote.

    Except that results in an expensive quote. If someone else is paying, may as well have it done well, right?
     
  10. Devrij

    Capodecina

    Joined: 23 Jul 2009

    Posts: 13,643

    Location: Bath

    Here's the damage btw. It's hard to tell but it did slightly ding it.

    [​IMG]
     
  11. Nasher

    Capodecina

    Joined: 22 Nov 2006

    Posts: 19,594

    If it's a few years old it will probably be cheaper to just find a new wing in the same colour :p
     
  12. GhostWKD

    Wise Guy

    Joined: 21 Jan 2013

    Posts: 1,532

    Location: Banbury, Oxfordshire

    With those premium tyres I imagine he'll want only the most premium of establishments to touch it :p
     
  13. muon

    Capodecina

    Joined: 8 Nov 2006

    Posts: 20,000

    Location: London

    Just tell them you will offer £200 (or start at a lowball offer) which they can keep as a settlement.

    Or its a case of getting it repaired where you or your insurance will pay directly to the repairer.
     
  14. Devrij

    Capodecina

    Joined: 23 Jul 2009

    Posts: 13,643

    Location: Bath

    I've not heard back from him yet so fingers crossed he might just not be bothered enough, but it's still early days. At what point can he leave it until? Could he in theory get in touch next year?
     
  15. muon

    Capodecina

    Joined: 8 Nov 2006

    Posts: 20,000

    Location: London

    If evidenced then yes. Also its not like you will claim in a year the accident never happened.
     
  16. Devrij

    Capodecina

    Joined: 23 Jul 2009

    Posts: 13,643

    Location: Bath

    Yeah I thought as much. Wasn't sure if there was some sort of statute of limitations or something
     
  17. kindai

    Soldato

    Joined: 9 Aug 2013

    Posts: 7,233

    Location: Bromsgrove

    6 Years.

    to be honest, keep quiet and maybe he'll let it go.
     
  18. Devrij

    Capodecina

    Joined: 23 Jul 2009

    Posts: 13,643

    Location: Bath

    That's what I'm hoping for! At the end of the day I did scratch his car so I've no problem sorting it, but if he happens to not care... Well that's okay with me
     
  19. uber soldat

    Mobster

    Joined: 19 Oct 2007

    Posts: 2,855

    Location: Delete *.*

    Hes probably just taking his time finding the most expensive quote he can. :D