Hey all,
I got into a little bump on the weekend, a driver had let me out and I merged into moving traffic which stopped while I was checking the other way... ~5mph into an old Renault Clio .
Thinking of my insurance I asked the lady if we could settle cash. I've received a quote today for £1200 to mend the 'back plate and boot floor being completely bent', prior to this the only complaint I had was the boot was a 'bit stiff'.
Anyway, I don't really have much to push back with, and honestly it was my fault, she seemed a fair person so I'm happy for the work to be carried out.
What I'm worried about however is:
A) The garage having me on as they know it's an 'insurance claim' and
B) Agreeing to the £1200, having it turn into 1500... oh and the exhaust is damaged now we've looked too. Or a week later, my lights have stopped working etc.
Can anyone advise what is the best way to proceed? Can I ask the lady to agree in writing to the work being carried out and concluding the repairs to her vehicle?
edit: Just to add my main concern is a hike in insurance due to the car I drive, I'm 27 and drive an XF so wondering how much I'm relying on my NCB to be able to afford the insurance...
edit2: because I'm 27 not 28 :/!
Thanks guys!
I got into a little bump on the weekend, a driver had let me out and I merged into moving traffic which stopped while I was checking the other way... ~5mph into an old Renault Clio .
Thinking of my insurance I asked the lady if we could settle cash. I've received a quote today for £1200 to mend the 'back plate and boot floor being completely bent', prior to this the only complaint I had was the boot was a 'bit stiff'.
Anyway, I don't really have much to push back with, and honestly it was my fault, she seemed a fair person so I'm happy for the work to be carried out.
What I'm worried about however is:
A) The garage having me on as they know it's an 'insurance claim' and
B) Agreeing to the £1200, having it turn into 1500... oh and the exhaust is damaged now we've looked too. Or a week later, my lights have stopped working etc.
Can anyone advise what is the best way to proceed? Can I ask the lady to agree in writing to the work being carried out and concluding the repairs to her vehicle?
edit: Just to add my main concern is a hike in insurance due to the car I drive, I'm 27 and drive an XF so wondering how much I'm relying on my NCB to be able to afford the insurance...
edit2: because I'm 27 not 28 :/!
Thanks guys!
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