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Tesco Box insurance modifications

Discussion in 'Motors' started by Jxmie, 27 Jun 2019.

  1. Jxmie

    Associate

    Joined: 27 Jun 2019

    Posts: 9

    is anyone on Tesco box insurance and had a muffler delete and/or lowered their car? If so did they allow it, or how much extra was it on the premium to have those mods?
     
  2. Glanza

    Capodecina

    Joined: 13 Mar 2007

    Posts: 10,377

    Location: South Yorkshire

    Call and ask them?
     
  3. vanpeebles

    Soldato

    Joined: 22 Aug 2004

    Posts: 7,365

    Location: County Durham

    Muffla!
     
  4. Tee Hee Johnson

    Mobster

    Joined: 30 May 2007

    Posts: 4,299

    Location: Glasgow, Scotland

    Cant the muffler simply be removed?

    What is it with this delete nonsense.
     
  5. Meaker

    Mobster

    Joined: 19 May 2004

    Posts: 3,669

    If you need the box I assume you are a new driver? Learn to drive for a bit first and get used to the car fully before doing mods.
     
  6. Jxmie

    Associate

    Joined: 27 Jun 2019

    Posts: 9

    Literally took insurance out yesterday and haven’t received any paperwork about my insurance and I still haven’t passed my test YET

    I mean I could, but I think that it’s illegal to do that? Or would definitely fail an MOT

    Yeah I am a new drive, like I said I don’t actually have my lisence yet. But thankfully I’ve managed to be a gifted driver so caught on very quick. But yeah I’m not going to get mods straight away. Just thinking about it and wondering if anyone else has before looking properly for parts etc
     
  7. vanpeebles

    Soldato

    Joined: 22 Aug 2004

    Posts: 7,365

    Location: County Durham

    Wat whip yo runnin hoss?
     
  8. Jxmie

    Associate

    Joined: 27 Jun 2019

    Posts: 9

    Mk6 Golf TDI 1.6 bluemotion
     
  9. Kenai

    Capodecina

    Joined: 5 Apr 2009

    Posts: 19,647

    Joined up today, to ask about exhaust and suspension mods on a 1.6TDI Golf before even passing a test.

    I'm calling troll on this one.
     
  10. Dis86

    Caporegime

    Joined: 23 Dec 2011

    Posts: 25,258

    Location: Northern England

    I'm calling something else, ain't troll but isn't pleasant...
     
  11. Jxmie

    Associate

    Joined: 27 Jun 2019

    Posts: 9

    Joined today to ask that question. And I’m asking now to see if anyone has to see if it’s worthwile looking for the mods and talking to the insurance

    What you calling? I ain’t gonna be offended and I do get why you think it seems a bit odd
     
  12. iamdjdz

    Mobster

    Joined: 24 Nov 2006

    Posts: 4,476

    If this is real I'd say try get a year NCB and get off the black box before doing mods to the car. You'll save money and get used to it in the process. There's nothing wrong with a 1.6 Golf in standard spec.
     
  13. Jxmie

    Associate

    Joined: 27 Jun 2019

    Posts: 9

    Yeah it is real. And okay thanks for your advice. And yeah I agree the standard spec is still good. Tbh I just want a louder exhaust sound, I know it’s not everyone’s cup of tea but some can sound really nice. And I’m only enquiring about lowering the car just to see premium increases if anyone had done it. Thank you though
     
  14. Nasher

    Capodecina

    Joined: 22 Nov 2006

    Posts: 17,753

    Dont remove the muffler. On a diesel it will just sound like a transit with a hole in the exhaust and its an MOT fail.
     
  15. Stephanie Peterson

    Hitman

    Joined: 9 Jan 2019

    Posts: 887

    Complete waste of time modding that like you are planning, run it for a year or two then get something a bit more remotely sporty instead of the couch on wheels you have.
     
  16. Jxmie

    Associate

    Joined: 27 Jun 2019

    Posts: 9

    I’m not just gonna remove the muffler as I know it’s an MOT failure. If I were to mod it I would go to a professional. But the sound thing is personal preference
     
  17. iamdjdz

    Mobster

    Joined: 24 Nov 2006

    Posts: 4,476

    There's actually a clause in section 7 of the Terms and Conditions for Tesco Bank Box insurance stating that cover will not be granted on a car which has been modified in any way from the manufacturers original spec excluding factory options. But it doesn't say you can't modify after cover has been given so call them and ask, but say it's just a question.
     
  18. Jxmie

    Associate

    Joined: 27 Jun 2019

    Posts: 9

    That’s another option I’m thinking of doing. But what makes you say it’s a couch on wheels??

    Yeah, the car has not modications as of yet. And I have stated that in my insurance. But when I get all my paperwork and full license I will properly talk through it with someone. And hope they slightly understand cars as I’ve heard some people know next to nothing about cars who work for insurance companies
     
  19. vanpeebles

    Soldato

    Joined: 22 Aug 2004

    Posts: 7,365

    Location: County Durham

    Watch out for baffle bock too, the gas might try to flow the wrong way, and blow the welds on the manifold.
     
  20. Kenai

    Capodecina

    Joined: 5 Apr 2009

    Posts: 19,647

    This is what 'muffler delete' means