Soldato
I did, thought there's no harm in asking here as well...
The nervous wait to exchange....
- Thread starter noj
- Start date
I did, thought there's no harm in asking here as well...
Don
Just transferred my deposit. My bank balance just went from £105k to £30k in one hit 
Just transferred my deposit. My bank balance just went from £105k to £30k in one hit
I'd be happy with the 30k left, i went from £6.5k to about £300
Different walks of life eh
Associate
Moving house in 2 weeks and was going to leave our Nest thermostat but buyer is being a d**K. I have not listed the thermostat on the list of items included with the sale so can i remove the nest leaving just the thermostat on the boiler?
Went to see the house and sellers last night. They are being so helpful to us and letting us have so much stuff for free with the house. 3 piece sofa, dining table and chairs, all curtains, freezer, fridge, shelving, wardrobes, garden chairs, electric fire, bedside table, lamp shades. Couldn't be nicer people!
Also had a meeting with our mortgage broker, waiting to see what happens tomorrow with the BOE base rate then processing mortgage application. Had documentation from the solicitors today, feels like I'm reading War and Peace!
Also had a meeting with our mortgage broker, waiting to see what happens tomorrow with the BOE base rate then processing mortgage application. Had documentation from the solicitors today, feels like I'm reading War and Peace!
Soldato
My solicitor tells me all should be sorted this week with Land Reg issue.
I rang Land Reg this morning as i dont trust my so called solicitor and they tell me no, it will probably take quite some time to sort out the issue we are having!!!!!
I have emailed my solicitor with a strongly worded missive!
I rang Land Reg this morning as i dont trust my so called solicitor and they tell me no, it will probably take quite some time to sort out the issue we are having!!!!!
I have emailed my solicitor with a strongly worded missive!
Soldato
FWIW the Land Registry are no better than solicitors. It can depend entirely on who's desk your application ends up on (or even what office!), the type of application, what side of bed the person you ring got out of.... etc.
Your application shouldn't take long so long as there isn't a dispute about who actually owns the bits of land.
First Registrations are the only thing that really takes a long time at the moment (I received a completed one back earlier in the week that was submitted in February.. bearing in mind we've had a sale pending on this and the Land Reg supposedly marked it urgent!)
Caporegime
Just transferred my deposit. My bank balance just went from £105k to £30k in one hit
I found the slight wait between money transfer and confirmation of receipt to be the worst bit, having 84k in limbo was nothing short of scary.
Soldato
You can remove anything you like prior to exchange so long as you inform them what's gone (amended Fittings and Contents Form). Likewise you can leave anything you want (excluding rubbish etc, obviously) unless they specifically ask you to remove it
Soldato
Land Reg told me that what we are asking for could take some time to sort out.
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Soldato
Going to get quotes on a variable (tracker) mortgage to replace my quoted (and accepted) 3 years fix @ 2.65% from the post office.
Seems like I could be quids in! and would be surprised if rates significantly rise in the next 2 years? (thoughts?)
Seems like I could be quids in! and would be surprised if rates significantly rise in the next 2 years? (thoughts?)
Soldato
- Joined
- 24 Sep 2015
- Posts
- 3,673
I can't see interest rates rising much in the next 5 years or so.
We're changing mortgage providers at present, we've gone for a 2 year fixed @ 1.8%.
We're changing mortgage providers at present, we've gone for a 2 year fixed @ 1.8%.
Soldato
Buyers solicitor has gone on holiday now until end of month! All grinds to a halt!
Caporegime
- Joined
- 21 Jun 2006
- Posts
- 38,372
Is it not a whole new application? Or after it's been accepted can you decide "oh btw I don't want a x year fixed I'll take a 2 year tracker".
Soldato
Sold house in March. Sale fell through last week.
Back on the market again.
Back on the market again.
Caporegime
At what LTV? Interesting to see what they are giving out now vs 2 years ago.
Soldato
Aw that sucks.
Not sure to be honest, buyers solicitors said personal circumstances and they are no longer proceeding with any purchase. They either lost their job or it has changed.