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Unhappy due to lack of money...

Discussion in 'General Discussion' started by GSWAudio, 25 Nov 2012.

  1. RickST

    Wise Guy

    Joined: 5 Feb 2008

    Posts: 1,261

    that all depends on what you think you are entitled to.

    its expensive to run a country, perhaps you need to lower your idea of comfortable?
     
  2. Liquid_Entity

    Soldato

    Joined: 11 Apr 2006

    Posts: 6,322

    Location: Eastbourne

    I know buddy but when you don't have any deposit then a mortgage is out of the question.

    Even if my parents gave me £15k I'd still not be able to get a decent property !!
     
  3. RickST

    Wise Guy

    Joined: 5 Feb 2008

    Posts: 1,261

    Yeah i know the feeling, I pay 1100ish on rent a month, that would be a huge amount for a mortgage if I had the deposit but I like spending money too much so no savings :)
     
  4. Veco

    Gangster

    Joined: 16 Apr 2012

    Posts: 265

    Location: London

    I know what you mean, I'm struggling to put aside a decent amount of money each month to get a deposit, frankly its depressing too see how long I'm going to have to work to get one. Though I've only ever been bitter about the amount of rent I'm paying, at least with the tax I can understand why i'm paying as much as I am.
     
  5. Name

    Mobster

    Joined: 8 Oct 2009

    Posts: 2,880

    Location: United Kingdom

    1100 a month on rent lolll

    After my monthly expenses, not including rent, im left with under half of what your rent costs.

    You are god.
     
  6. toshj

    Mobster

    Joined: 11 Aug 2009

    Posts: 3,448

    Location: KT8

    Renting in London can go from simple to ridiculous very easily. In 2006 I lived in a decent Parsons Green flatshare for £400 + bills - a very good deal in my opinion. Did this for a couple of years before moving into my own 1 bed place in Old Street in 2009 for many multiples of that amount.

    Had to save up a relatively significant amount of money for a deposit in order to buy a place with a friend. Without sharing the deposit with someone it would have been a nightmare, and also would have seen us likely buy in a worse area than Whitechapel (which isn't exactly diserable to begin with!).
     
  7. GSWAudio

    Gangster

    Joined: 1 Jul 2012

    Posts: 319

    Can't make nout, ain't got no money...
     
  8. RickST

    Wise Guy

    Joined: 5 Feb 2008

    Posts: 1,261

    If you did have money could you sell what you make? how much profit would there be?
     
  9. Scam

    Capodecina

    Joined: 20 Oct 2002

    Posts: 14,193

    Location: London

    My girlfriend is from Leeds and she has problems with a lot of her Leeds-based friends thinking we're loaded because we live in London. And they can probably guess what we pay in rent (er, it's more than 1,100!). To be honest last I looked you can't rent a 1-2 bed flat for less than 1000pcm unless you go to really horrible area!
    Meanwhile her friends in Leeds bought their 30k houses years ago, can't pay more than 300pcm on the mortgage (if anything) and still complain they have no money. How on earth I don't know...
     
  10. Snax

    Mobster

    Joined: 5 Jul 2003

    Posts: 4,239

    Location: Larndarn

    Find the Kiwis and Aussies. They always have a huge house share in shepherds bush or clapham. It is cheap as chips and an absolute blast. Granted the place is a dump but these guys are all professionals and struggling to make ends meet like yourself but by working together they have large rooms, a great atmosphere and lots of fun.

    They live very well but cheaply. You will make friends for life and enjoy the best bits of London.

    These folk are always moving back home so places crop up all the time; I work with a bunch of them and they are awesome to a man!

    That should help you enjoy life more whilst cutting costs. London can be a lonely place and having people to come home with and have a yarn is not to be underestimated.
     
    Last edited: 30 Nov 2012
  11. PMKeates

    Capodecina

    Joined: 16 Jul 2004

    Posts: 14,043

    WH to Sevenoaks? Bit of a change! What are your new travel costs going to be?
     
  12. Amp34

    Caporegime

    Joined: 25 Jul 2005

    Posts: 28,867

    Location: Canada

    When did you last check? 10 years ago?!:p It's actually over £500 a month without the 1-6 travel card...

    True, but then you can live next to the sea and near the countryside and still pay around the same or less than somewhere in an out of the way part of London. That's the reason it is a lot more expensive than it "should" be. People realise that living out of London is nicer (in many ways) and takes the same amount of time to commute daily.

    I agree, my town is probably more expensive than somewhere not on the mainline, however it is 20 minutes to central London and I can get there in half an hour at 1am which is not going to happen if you live in many parts of zone 3-4...

    I agree with the next point as well, however it's all about getting to the London station you want again. Unless you live in central London you're going to be having to go into the circle line area and back out again. For example a direct conversation today with a friend: They lives in the outskirts of West London, Ruislip. It takes them an hour and a half to get to Heathrow (by train)... I live 30 miles north of Central London, it takes me the same... Any of the major rail lines/central London as a whole are a similar situation. Unfortunately the tube isn't the be all and end all. It's not much different in most parts of zone 4-6 either IME.
     
  13. Amp34

    Caporegime

    Joined: 25 Jul 2005

    Posts: 28,867

    Location: Canada

    Again the North South (of the river) divide! Too far for someone like me working north of the river!
     
  14. Amp34

    Caporegime

    Joined: 25 Jul 2005

    Posts: 28,867

    Location: Canada

    Engineers may get paid a little more but I agree, Average is around £35k for Schlumburger. Unless of course he has lots of experience.

    Remember as well the Oil industry is a very good payer, the vast majority of people don't get anywhere near the same amount, doesn't matter how good you are.


    Not really. It is a bit gauling that some people around the country will have a much better standard of living and pay 20% tax compared to those that have to work in london (due to the industry they are in) and pay 40%. Live in worse conditions, subsidise their transport (trains and other public transport) and pay more tax... The south east really is being taken for a ride by the rest of the country! ;)

    Ok, I don't have to work in london in my industry, however I'm not too keen on working in Aberdeen (and the jobs aren't really there for what I do), however I'm quite happy to leave the UK, live somewhere warmer, nicer and with better pay, and may well do in a couple of years, like many of my friends. Brain drain anyone? ;)
     
    Last edited: 2 Dec 2012