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vehicle checks

Discussion in 'Motors' started by helpimcrap, 7 Jun 2010.

  1. helpimcrap

    Capodecina

    Joined: 13 Jan 2004

    Posts: 12,551

    Location: Leicestershire

    i know you can check the insurance history or a vehicle but can you check the insurance history on any outstanding claims which might write the vehicle off at all? :confused:
     
  2. Thomas. PLease.

    Soldato

    Joined: 5 Jul 2007

    Posts: 5,364

    Location: London

    Not quite sure what you mean, but a HPI check will tell you whether the car has been written off, cat c cat d etc. or if there is any outstanding finance.
     
  3. helpimcrap

    Capodecina

    Joined: 13 Jan 2004

    Posts: 12,551

    Location: Leicestershire

    that's once the insurance has gone through. but what if a claim is still ongoing and if you buy a damaged vehicle which then gets wrote off by the insurance? the claim wion't show as it wasn't completed or will it still show as though its completed to give visibility of the status? :confused:
     
  4. [TW]Fox

    Man of Honour

    Joined: 17 Oct 2002

    Posts: 157,391

    You cant buy a car before its written off by the insurer surely?

    The insurer writes a car off by paying out for its value to the policyholder and then taking ownership of the car. If its sold before this point, then obviously they wont be able to pay out a total loss claim for it because... it isnt in the posession of the policyholder anymore?
     
  5. helpimcrap

    Capodecina

    Joined: 13 Jan 2004

    Posts: 12,551

    Location: Leicestershire

    I have no idea how insurance works hence me asking. :) It wasn't a car per se but a motorbike which had been damaged by hitting the rear of a van and hence it would have been the riders fault i imagine and the owner said no insurance claims as the insurance claim had been withdrawn but i was wondering how you go about checking it?
     
  6. Thomas. PLease.

    Soldato

    Joined: 5 Jul 2007

    Posts: 5,364

    Location: London

    It can happen that both parties choose to settle without informing their insurers. Then who knows what you're buying really. Could be completely bent, I guess an MOT or an AA check or similar could confirm this either way though. Not sure how it works with bikes.