Who knows your PIN?

Gilly

Gilly

Gilly

Man of Honour
OP
Joined
17 Oct 2002
Posts
95,522
Location
I'm back baby!
You need to be in the immediate vicinity of the side for that to work :)

Guess its a question of personal style. There's enough people either side of 'no-one' to 'those I trust' to make either acceptable I suppose.

She can (and does) still spend what she wants. My current account pays off the shared account in full anyway.
 

Castiel

Castiel

Castiel

Permabanned
Joined
26 Jun 2010
Posts
0
Gilly said:
You need to be in the immediate vicinity of the side for that to work :)
Click to expand...

Not really, you just call her up and ask her.

Gilly said:
Guess its a question of personal style. There's enough people either side of 'no-one' to 'those I trust' to make either acceptable I suppose.

She can (and does) still spend what she wants. My current account pays off the shared account in full anyway.
Click to expand...

People deal with their finances in different ways, what works for one may not work for another. For us it is shared finances, for others it is personal finances with shared responsibility for shared expenditure. If it works, it works, if it doesn't then change it.

I don't understand why you wouldn't ask, or tell your wife about a dodgy transaction though, before reporting it or confirming it, whether you share accounts or not.
 

jakehall109

jakehall109

jakehall109

Associate
Joined
8 Jan 2013
Posts
220
My Wife, no one else needs to know it. I didnt really want her to know because i like to keep my passwords to myself, but she cant use it without my card so no harm :D
 

grimm

grimm

grimm

Soldato
Joined
14 Dec 2009
Posts
3,593
Gilly said:
If you deny all knowledge of the transaction because there's only you on your account and it was your wife using your details, haven't you shopped her by default? They'd investigate and find out it was her. We'd possibly be in line for compensation claim for time spent investigating I would think, as well as being in breach of ts and cs?

Last half pure conjecture!
Click to expand...

Then you just ring them back and tell them that you remembered that you had spent the money after all. It's fairly reasonable for someone not to remember every transaction on their account. This is a poor reason for the lack of trust IMO.

My girlfriend and I share passwords and pin numbers a lot. We rarely have to use them, but when needed it does come in handy. Sometimes it's can just be a mental block where one of us has forgotten the pin/password and we can remind each other what it is.

We would never actually do anything without speaking about it first anyway, unless it was some sort of emergency, in which case dealing with the fraud department of the bank would be the least of my concerns.
 

neil_g

neil_g

neil_g

Soldato
Joined
9 Dec 2007
Posts
10,492
Location
Hants
just me.

nothing to do with trust, i have my account and she has hers. anything in the middle there is our joint account for bills and food.
 

Judgeneo

Judgeneo

Judgeneo

Soldato
Joined
15 May 2010
Posts
10,110
Location
Out of Coventry
Just me.


This thread reminds me of a time at uni, where I saw a friend of mine with about 5 different bank cards

Me "Why do you have so many cards?"
Him "Oh, X, Y and Z etc.. gave them to me so I can withdraw cash to pay for their drugs later"
 

Tute

Tute

Tute

Soldato
Joined
24 Jul 2004
Posts
22,594
Location
Devon, UK
Girlfriend does but we've been together 10 years, plus she only uses my card with me around, otherwise it's in my pocket so I don't really mind.

I know hers as well, but same as above, she carries her card around with her all the time.
 

Yas786

Yas786

Yas786

Caporegime
Joined
18 Oct 2002
Posts
48,796
Location
All over the world...
Only my wife has my PIN to my account and cards, she also has full access to my account and same with me. Makes sense should anything happen to one of us but other than her, no one has any access including my mum or my brothers.
 
You must log in or register to reply here.
Back
Top Bottom