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Who knows your PIN?

Discussion in 'General Discussion' started by Gilly, 17 Jul 2013.

  1. Russinating


    Joined: 27 Dec 2005

    Posts: 16,430

    Location: Bristol

    Girlfriend and best mate. Don't see the issue.
  2. -Ad-


    Joined: 4 Nov 2004

    Posts: 13,809

    Location: Aberdeen

    No one.

    If there's an absolute emergency, they have my card and I cannot be there, then I could give them it on the phone. Happened once, still changed the PIN.

    Money does funny things to people sometimes ;)
  3. Gilly

    Man of Honour

    Joined: 17 Oct 2002

    Posts: 95,526

    Location: I'm back baby!

    Pretty much. She's like a magpie :)
  4. arknor


    Joined: 22 Nov 2005

    Posts: 38,380

    Location: Newcastle/Zurich

    Guys a serious question

    If only you know you PIN...
    How do you get money out of the banks cash machines ;)

    Only me and the banks computer system knows my PIN.....
  5. Yas786


    Joined: 18 Oct 2002

    Posts: 48,623

    Location: All over the world...

    Is this some sort of trick question??
  6. arknor


    Joined: 22 Nov 2005

    Posts: 38,380

    Location: Newcastle/Zurich

    no but if only you know your pin the cash points won't be able to confirm it :p
  7. ThundyCat


    Joined: 18 Oct 2002

    Posts: 41,586

    Location: Hampshire

    No one but me knows my pin. And I don't know Any of my wife's pins.
  8. Russinating


    Joined: 27 Dec 2005

    Posts: 16,430

    Location: Bristol

    A lot of you have trust issues I would say. Do you all have separate cars and only have your own key and a separate front door too?
  9. joeyjojo


    Joined: 2 Dec 2005

    Posts: 5,519

    Location: Herts

    This is a very good point. If your card is used for fraudulent purposes they'll ask a series of questions, including "does anybody else know the PIN". If you answer "yes", say goodbye to the automatic refund.
  10. paintguy


    Joined: 13 Feb 2003

    Posts: 2,790

    Location: Sheffield

    My wife could probably guess my PIN number but it'll only work with my card and that's with me at all times.

    Having said that it's a shared account so she can get at my money with her own card anyway :( :D
  11. CREATIVE!11


    Joined: 21 Apr 2007

    Posts: 6,510

    I know my mates, he doesn't know mine. But we're both self employed together and I troll him by using it. May get him to change it tbh.

    But it is good idea nobody knows your pin really in case anything goes missing. Obviously both friends of 10yrs though so both know each other well with money.
  12. thecremeegg


    Joined: 13 Oct 2006

    Posts: 8,143

    Location: Surrey

    Exactly. My gf knows my PIN, hardly the end of the world!
  13. Voxination

    Chooser of poor weather meets

    Joined: 25 Apr 2009

    Posts: 2,782

    Location: Sidcup

    GF and a 2 very close friends know mine, parents know it but have forgotten. As someone else said, knowing my PIN and actually having my card is completely different.
  14. robfosters


    Joined: 1 Dec 2010

    Posts: 37,567

    Location: Welling, London

    My mum and brother know mine.

    Does not bother me in the slightest as I trust them both implicitly.

    I also have most of my money in mums account. As you may be aware, I have suffered very bad health and if anything happens to me, I would rather my mum just have my money straight away rather than go through the rigmarole of probate.
  15. ince

    Perma Banned

    Joined: 29 Dec 2011

    Posts: 1,137

    Only me
  16. Ciphon

    Wise Guy

    Joined: 9 Dec 2008

    Posts: 2,341

    Location: Hampshire

  17. ChrisJSY


    Joined: 16 Jul 2006

    Posts: 6,552

    Location: Jersey, Channel Islands

    My brother and a friend, it came about when travelling and was given " in case anything happens and you need cash, here's my pin". It stuck, I trust them plus they've gone beyond the call in helping me out.
  18. Milkybk


    Joined: 16 Mar 2010

    Posts: 7,773

    Location: Sheffield

    What app do you use FF?

    In other news, reckon your financial situation would allow you to make another sporting bet with me (be cricket this time instead of rugby though)? If you fancy losing another few beers anyway... :p
  19. Freefaller

    Man of Honour

    Joined: 5 Jun 2003

    Posts: 87,182

    Location: Falling...

    hehe :p Don't really do cricket I'm afraid - should have tempted me with the Tennis! :D

    For Barlcays I use the barclays app, for santander I use the santander app!

    I use MS Money at home which is free to download.

    However, I have used account tracker for iphone and easymoney for android - to good effect when I was still getting my finances in order. Now I just do my books once a month rather than worry about tracking it on the move - I can log onto my bank accounts remotely using their apps.

    In a more simple world I'd by able to synch ms money to an app - so I could update it on the fly - but for the sake of 30 mins a month - it really isn't a problem.

    Initially setting up all your accounts, DD, and creating your budget is a little bit boring/painstaking - but now, I just plug the numbers in and anything that I don't have a receipt for which I cannot identify, I investigate.

    Over the past 3 years, I've had 4 dodgy occurrences on my account, 2 of which were genuine issues (company kept taking money for something I had unsubscribed from), 2 of which the name of the trading company didn't ring a bell - but was all sorted.

    People will say it's over kill, but at least I can feel fairly confident when I'm spending my money of what I've got in my bank accounts :)
  20. davido_labido


    Joined: 17 Sep 2012

    Posts: 4,193

    Location: Nottingham

    urm... i was a little flippant with my pin the last time i was out on the lash in manchester, i was just giving anyone who could be bothered to walk to the bar my card, and my pin to get the drinks in....

    in hindsight, i should probably change it :/