Here at Overclockers UK, we understand that buying a new gaming PC, laptop or component is incredibly exciting, but we also understand that the best gear is incredibly daunting – especially when a new computer can cost £1,000 or more.
Thankfully, we’ve taken steps to make paying for PCs even easier. We offer a range of payment options, including debit card, credit card, PayPal, Amazon Pay, gift cards, and even finance agreements available through Novuna Personal Finance.
Gift Cards:
Along with making payments with your debit or credit card, PayPal, or Amazon Pay, we also offer a range of gift cards that can be used exclusively on our website.
We have four gift cards available, ranging from £20 to £250. You can use multiple gift cards in the same purchase to either cover the full amount or be used as partial payment. If your order is less than the value of the gift card, you will be kept up to date via email after each transaction with your new gift card balance.
Each of these gift cards are valid for 24 months from the date they were issued.
OcUK Online £20 Gift Card:
OcUK Online £50 Gift Card:
OcUK Online £100 Gift Card:
OcUK Online £250 Gift Card:
OcUK Online £500 Gift Card:
OcUK Online £1000 Gift Card:
You can see more details about our gift cards over on our website here.
Taking a PC Out on Finance:
Our online finance service allows you to get your hands on the latest generation of tech or that sweet, sweet new gaming PC without breaking the bank! There are two finance options available, both of which give you the ability to spread the cost over a time frame that suits you and your budget.
What’s more, with a flexible 1% deposit, you don’t have to worry about requiring a hefty down payment to purchase your dream PC. In fact, for an order totalling £1000, you would only need a minimum deposit of £10!
Interest Bearing:
An Interest Bearing finance agreement will allow you to spread the cost of your purchase over 12, 24, 26, or 48 months.
In order to set up an Interest Bearing loan with us, your purchase must be between £300 and £25,000.
Buy Now Pay Later:
With the Buy Now Pay Later finance agreement, you can make your order, receive your items, and pay nothing for 12 months.
If you pay in full by the end of the 12-month period, there will be no interest on your loan, but you will be required to make a final settlement fee. Alternatively, you can also opt to spread the cost and pay a monthly fee which will be affected by interest.
In order to set up a Buy Now Pay Later finance agreement, your purchase must be between £300 and £25,000.
Terms & Conditions:
These finance options are provided by Novuna Personal Finance, which is authorised and regulated by the Financial Conduct Authority. Your ability to set up an online finance agreement for your purchase is subject to your status, so we can’t guarantee it will get accepted.
There are a few basic terms and conditions for our online finance agreements.
For starters, you need to be eighteen years old, and be a permanent UK resident for at least three years. You’ll have to make regular payments by Direct Debit which means you must have a bank or building society current account. You’ll also need a credit or debit card in your name and registered to your address.
You’ll have to be in regular employment, too, with at least sixteen hours of work a week – or in a permanent residence with a spouse or partner who’s in regular employment. If you’re retired or registered as disabled, then Novuna Finance may ask for a proof of income.
Remember that finance isn’t guaranteed. However, if your application is successful, then you’ll be asked to verify your identity by authorising a 50p transaction using your credit or debit card. It’s a protection against fraud, and don’t worry – no money will actually be taken.
Applications can be denied for several reasons. You may just not match the eligibility criteria, or your credit score may be too low. Novuna Finance may have received adverse information about you from a credit reference agency, or your existing account performance with other lenders may influence their decision.
All is not lost, though: you can appeal these decisions directly with Novuna Finance.
If you do have any questions about our online finance agreements – you can check out our dedicated finance FAQ on our website.
Crunch the Numbers:
It’s always worth crunching the numbers to work out if you can afford any of our finance options, as it’s important to be responsible when borrowing money. We love customers to buy products from Overclockers UK, but we don’t want to encourage people to buy items that they can’t afford – and we also don’t want to encourage people to apply for a finance deal if they’re not ready to make the payments. Please think carefully before applying.
Most finance applications with Overclockers UK and Novuna Finance are decided almost instantly, so there’s often no need to wait around to find out if your application has been successful.
That’s huge, because it means that your order can be processed faster – and so it means you can get your new PC, laptop or hardware with even more speed – and, hopefully, some free Haribo too!
Calling All Students!
Did you know you get student discount on your gaming purchase from us, thanks to our partnership with UNiDAYS? You can see the full details, along with the terms and conditions in our dedicated blog article.
- 6 min read
Overclockers UK
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OcUK has been the home for PC gaming enthusiasts since 2012. The blog is chock full of hardware news, upcoming games, and handy guides. As such, the Overclockers UK Blog team is dedicated to bringing you top-quality content daily.
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