Zero Deposit 14.9% APR Representative

Finance Your PC System

Available on all orders over £250 (Excluding Delivery)

Back to Main Finance Page How it works
Gaming Laptops

What finance we offer

At Overclockers UK, we have a range of finance options that are designed to suit your every need. We have Buy Now, Pay Later schemes, as well as Interest Bearing Credit loans, which can be paid back over 12, 18, 24, 36, or 48 months. These can be used when purchasing a pre-built or custom gaming PC.

To help you work out which option is best for you, we have a finance calculator. Simply adjust the sliders and select a payment plan, and this will calculate the lowest monthly repayment.

View full terms and conditions on our dedicated finance page

Spread The Cost*
Zero Deposit Finance
14.9% APR REPRESENTATIVE

How it works

To buy a gaming PC on finance, your order needs to be over £250 (excluding delivery costs). If your basket is over this amount, you’ll have the option to select “Finance” when at checkout. From here, you can select the monthly payment plan that suits you best and proceed with your purchase. You will need to fill in a finance application, and once it has been approved, we can send your gaming PC out to you!

Simply shop online and select the “finance” option at checkout.

Step 1

Step 1

Add your items to basket (Ensuring you spend £250 or more)

Step 2

Step 2

Select finance at checkout

Step 3

Step 3

Choose ‘V12 Retail Finance’ at the payment step of the checkout

Step 4

Step 4

Select the finance product which best suits you

Step 5

Step 5

Complete your purchase

Step 6

Step 6

Proceed to the finance application process

Step 7

Step 7

Complete your application and await a decision

Step 8

Step 8

We’ll ship your order as soon as your application is approved

Your questions answered

Here's some of the most commonly asked questions regarding online finance.

Financing is a payment plan that allows you to spread the cost of a big purchase while still having access to the product.

At Overclockers UK, you can purchase a pre-built or custom gaming PC on finance. Most likely, they will exceed our minimum £250 value, making them eligible for finance payments.

To apply for online finance, you must:
  • Be 18 or older
  • Be in permanent paid employment, self-employed, homemaker, retired and receiving a pension, working student in part time work, or in receipt of a disability benefit
  • Be a resident in the UK or Jersey for at least 3 years
  • Have a debit or credit card in your name, which is registered to your address, to pay the deposit where applicable
  • Have a Bank or Building Society current account available – this is required to complete the direct debit instruction
  • Have an email address to receive the important information throughout the application process, including the signed credit agreement

Your gaming PC monthly payments will start one month after your purchase has been delivered.

No. There are no arrangement fees or hidden costs for your gaming PC finance plan.

Finance is an available option at checkout if you meet these criteria:

  • Basket value is greater than £250 (excluding delivery costs)
  • Shipping to a UK address
  • DPD is selected for delivery method

Presently, all our gaming PCs are over £250, so ensure the other two criteria are met, then financing will be available.

The success of your finance application depends on a few factors. If these are not met, then the process will be denied. This is usually based on a combination of the following:

  • Your credit score (please note that every finance company will score you differently)
  • Adverse credit reference agency information
  • You are considered to be overcommitted
  • You are aged under 18
  • Your existing account performance with other lenders

You can re-apply if your application is denied, but we suggest leaving it at least six months before you try again.

During the finance application process, you will confirm your bank details for your gaming PC monthly payments to be collected via direct debit.

Play Today, Pay Tomorrow

Explore some of our best-selling gaming PCs!

Built to Order

We offer the option to customise your gaming PC’s specification on select models. You can configure key components from a pre-determined list of alternatives, fine-tuning the performance to suit your gaming needs. Get started with one of our configurators!